California Insurance Code §1666.5 requires each applicant for a resident producer license to:

a.Be sponsored by at least three appointing insurers before applying
b.Hold a four-year college degree in business
c.Submit a notarized credit report
d.Submit fingerprints (commonly via Live Scan electronic submission) so the CDI can request state and federal criminal background checks before issuing the license

Explanation

California Insurance Code §1666.5 requires every resident applicant for an insurance producer license to be fingerprinted as a condition of licensure. The standard procedure is the Live Scan electronic fingerprint service, which the CDI uses to request state (California Department of Justice) and federal (FBI) criminal-history background checks. Results may disclose convictions that the Commissioner can weigh under §1668 in deciding whether to deny, restrict, or condition a license. Option B fabricates a credit-report requirement (credit history is not a general licensing condition for individuals, though it may be relevant for some business entities and for surety considerations). Option C is wrong; sponsorship is not required; an appointment from an insurer is needed to actually transact, but not to take the exam or hold a license. Option D fabricates an education requirement; California has no such college-degree mandate.

Law Reference: California Insurance Code §1666.5 (fingerprinting / Live Scan)

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Sen Lin, PrepPass Founder · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 verify)
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