California Insurance Code §1666.5 requires each applicant for a resident producer license to:

a.Be sponsored by at least three appointing insurers before the application is accepted, each certifying the applicant's character to the Commissioner
b.Complete a four-year college degree in business or economics; the Code accepts the degree in place of the prelicensing education otherwise required
c.Submit a notarized credit report showing no delinquent accounts; the Commissioner weighs the report as evidence of fitness to handle premium funds
d.Submit fingerprints (commonly via Live Scan electronic submission) so the CDI can request state and federal criminal background checks before issuing the license

Explanation

California Insurance Code §1666.5 requires every resident applicant for an insurance producer license to be fingerprinted as a condition of licensure, which is the response describing Live Scan submission so the CDI can run state and federal criminal background checks. The standard procedure is the Live Scan electronic fingerprint service, which the CDI uses to request state (California Department of Justice) and federal (FBI) criminal-history background checks. Results may disclose convictions that the Commissioner can weigh under §1668 in deciding whether to deny, restrict, or condition a license. The notarized credit report response fabricates a credit-report requirement (credit history is not a general licensing condition for individuals, though it may be relevant for some business entities and for surety considerations). The response requiring sponsorship by three appointing insurers is wrong; sponsorship is not required; an appointment from an insurer is needed to actually transact, but not to take the exam or hold a license. The four-year-degree response fabricates an education requirement; California has no such college-degree mandate.

Law Reference: California Insurance Code §1666.5 (fingerprinting / Live Scan)

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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)
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