A 17-year-old applicant scores 95% on the agent exam and passes a background check. Can the Department issue a resident life agent license?

a.Yes, because exam performance is the only requirement
b.No, because California requires a producer to be at least 18 years old
c.Yes, with a guardian co-signing all applications
d.Yes, because background check approval supersedes the age requirement

Explanation

§1633 sets minimum qualifications including age 18+ to be licensed as a producer in California. Exam scores and background checks cannot waive the statutory minimum age.

Law Reference: Cal. Ins. Code §1631, §1633

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