A&H Policy ProvisionsQuestion 43 of 716
What is the elimination period on a disability income policy?
a.The number of days the insurer is allowed to take before it must pay each monthly benefit check
b.The probationary waiting period that must pass before a newly contracted sickness is covered at all
c.A deductible expressed in days during which the insured must be disabled before benefits begin
d.The maximum number of days for which benefits will be paid to the insured over an entire lifetime
Explanation
The elimination period is the time-based deductible at the front end of a disability claim. Longer elimination periods (such as 90 or 180 days) lower the premium because the insurer pays for fewer short claims.
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)