A&H Policy ProvisionsQuestion 43 of 315
What is the elimination period on a disability income policy?
a.The number of days the insurer has to pay each monthly benefit
b.The waiting period before a new sickness is first covered after issue
c.A deductible expressed in days during which the insured must be disabled before benefits begin
d.The maximum number of days benefits will be paid in a lifetime
Explanation
The elimination period is the time-based deductible at the front end of a disability claim. Longer elimination periods (such as 90 or 180 days) lower the premium because the insurer pays for fewer short claims.
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Sen Lin, PrepPass Founder · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)