California Insurance Code & EthicsQuestion 50 of 315
Under California law, before transacting any insurance business in the state, a person must:
a.Register with the Department of Managed Health Care
b.File a fictitious business name statement
c.Hold a license issued by the Insurance Commissioner
d.Pass a background check only
Explanation
§1631 makes it unlawful to solicit, negotiate, or effect insurance in California without first being licensed by the Commissioner. A background check (live scan) is part of the application but does not by itself authorize transacting insurance.
Law Reference: Cal. Ins. Code §1631Practice all 315 questions free — no signup required.
Related questions on this topic
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Last reviewed: · editorial process
Sen Lin, PrepPass Founder · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)