California Insurance Code & EthicsQuestion 63 of 716
The standard free-look period for a non-senior life insurance policy delivered to a California consumer is at least:
a.10 days
b.5 days
c.7 days
d.20 days
Explanation
§10127.9 mandates at least a 10-day right-to-examine period for individual life insurance policies, during which the owner may return the policy for a full premium refund.
Law Reference: Cal. Ins. Code §10127.9This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)