California Insurance Code & EthicsQuestion 65 of 716
In California, which regulator has primary jurisdiction over Health Maintenance Organizations (HMOs) and most managed-care health plans?
a.Office of the Attorney General
b.California Department of Insurance (CDI)
c.Department of Managed Health Care (DMHC)
d.California Health Benefit Exchange (Covered California)
Explanation
DMHC regulates HMOs and managed-care plans under the Knox-Keene Act. CDI regulates traditional indemnity and PPO health insurance. Covered California is the marketplace; the Attorney General handles enforcement, not licensing.
Law Reference: Cal. Health & Safety Code §1340+ / Ins. Code §106This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)