Personal Auto PolicyQuestion 12 of 474
Which coverage in the Personal Auto Policy is a first-party, no-fault coverage that pays reasonable medical expenses for the insured and occupants regardless of who caused the accident?
a.Part B – Medical Payments
b.Part A – Liability
c.Part D – Collision
d.Part C – Uninsured Motorist
Explanation
Part B Medical Payments is a small first-party, no-fault coverage in the PAP that pays reasonable medical expenses incurred by the named insured, family members, and other occupants of the covered auto, regardless of fault. Part A is third-party liability, Part C requires an uninsured at-fault driver, and Part D pays for physical damage to the insured's vehicle.
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