Personal Auto InsuranceQuestion 13 of 158
Who is automatically included as a named insured on a Personal Auto Policy by definition, even if not separately listed on the declarations page?
a.The named insured's spouse who resides in the same household
b.Any adult child of the named insured, regardless of residence
c.Any business partner of the named insured
d.The named insured's parents if they share auto repair expenses
Explanation
The ISO PAP definitions extend named insured status automatically to the spouse of the named insured who resides in the same household. Resident family members and permissive users are covered, but they are not 'named insureds' — they are insureds under the policy. Non-resident family members and business partners are not automatically covered.
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Related questions on this topic
- Which statement about the California Low Cost Automobile Insurance Program (CLCA) is TRUE?
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- Which coverage in the Personal Auto Policy is a first-party, no-fault coverage that pays reasonable medical expenses for the insured and occupants regardless of who caused the accident?
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