Personal Auto PolicyQuestion 16 of 474
An insured backs out of her driveway and strikes her neighbor's parked car. Under the Personal Auto Policy, the damage to the INSURED'S OWN vehicle is paid under:
a.Liability (Part A)
b.Other Than Collision (Comprehensive)
c.It is not covered under the PAP
d.Collision
Explanation
Damage to the insured's own vehicle from impact with another vehicle or object is paid under Collision coverage in Part D, subject to the collision deductible. The damage to the NEIGHBOR'S vehicle (third-party property) is paid by the insured's Part A liability coverage.
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Related questions on this topic
- Who is automatically included as a named insured on a Personal Auto Policy by definition, even if not separately listed on the declarations page?
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