California Insurance Code & EthicsQuestion 39 of 474
An insurer intends to non-renew a personal auto policy at the end of the term. Under §663, how much advance written notice must be sent to the named insured?
a.At least 20 days before the expiration date, the same period §662 sets for mid-term cancellation
b.At least 45 days, and the insurer must also file a copy of the notice with the Department of Insurance
c.At least 30 days before the expiration date, with the statement required by §666
d.At least 10 days, and the notice need not state any reason for the non-renewal
Explanation
§663(a)(2): at least 30 days, with the §666 statement telling the insured how to request the reason. There is no 60-day ceiling — the statute sets a floor only. §678 is the residential property section and does not reach auto at all; §662's 20 and 10 days are cancellation, and §663(a)(1)'s 20 days is the deadline to OFFER renewal rather than to decline it.
Law Reference: Cal. Ins. Code §663(a)(2)This topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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