Following a Governor-declared wildfire emergency, §675.1 prohibits an insurer from canceling or non-renewing residential property policies in affected ZIP codes for what period?
a.One year from the date of the declaration
b.Until the named insured rebuilds
c.30 days from the date of the declaration
d.Six months from the date of the declaration
Explanation
Insurance Code §675.1 imposes a one-year moratorium on cancellation and non-renewal of residential property policies in ZIP codes adjacent to or within the perimeter of a declared wildfire disaster. The moratorium runs from the date of the Governor's emergency declaration.
Law Reference: Cal. Ins. Code §675.1This topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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