California Insurance Code & EthicsQuestion 40 of 158
Following a Governor-declared wildfire emergency, §675.1 prohibits an insurer from cancelling or non-renewing residential property policies in affected ZIP codes for what period?
a.One year from the date of the declaration
b.Six months from the date of the declaration
c.30 days from the date of the declaration
d.Until the named insured rebuilds
Explanation
Insurance Code §675.1 imposes a one-year moratorium on cancellation and non-renewal of residential property policies in ZIP codes adjacent to or within the perimeter of a declared wildfire disaster. The moratorium runs from the date of the Governor's emergency declaration.
Law Reference: Cal. Ins. Code §675.1Practice all 158 questions free — no signup required.
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