California Insurance Code & EthicsQuestion 49 of 158
Under the California Insurance Information and Privacy Protection Act (§791 et seq.), an insurer obtaining personal information about a homeowners applicant from a third-party investigative consumer report must:
a.Pay the applicant a fee for the data collection
b.Provide a written notice of information practices to the applicant
c.Obtain consent from the applicant's spouse
d.File a copy of the report with the Insurance Commissioner
Explanation
Sections 791.02 and 791.04 require an insurance institution that collects personal information from sources other than the applicant to provide a written notice of its information practices, including the type of information collected, sources, uses, and the applicant's rights of access and correction.
Law Reference: Cal. Ins. Code §791.02, §791.04Practice all 158 questions free — no signup required.
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