California Insurance Code & EthicsQuestion 50 of 474
Which of the following best describes the California Insurance Commissioner?
a.Appointed by the Legislature and confirmed by the State Senate, serving at the pleasure of the Governor
b.Appointed by the Department of Managed Health Care
c.Appointed by the Governor for a six-year term
d.Elected statewide for a four-year term, limited to two terms
Explanation
Under Insurance Code §12900 and following, the California Insurance Commissioner is elected by statewide vote for a four-year term and is limited to two terms. The Commissioner heads the California Department of Insurance and exercises broad regulatory and enforcement authority over insurers and producers.
Law Reference: Cal. Ins. Code §12900, §12921This topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
Practice all 474 questions free — no signup required.
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
Related questions on this topic
- Section 1875.20 requires admitted insurers writing personal auto coverage in California to maintain which of the following?
- An insurer reports to law enforcement information about a homeowners claim it reasonably believes is fraudulent. Under §1879.5, the insurer is:
- Under the California Insurance Information and Privacy Protection Act (§791 et seq.), an insurer obtaining personal information about a homeowners applicant from a third-party investigative consumer report must:
- A producer is asked which California regulator oversees Health Maintenance Organization (HMO) plans, as opposed to traditional indemnity insurers. The correct answer is:
- Which of the following is a violation of the Unfair Claims Settlement Practices statute (§790.03(h)) in a personal lines context?
- Under the claims file documentation rule in Title 10 CCR §2695.3, an insurer must maintain claim file documents in a form that:
Last reviewed: · editorial process
PrepPass team · Verified against California Personal Lines Insurance License Exam · How we review