Under California's Fair Claims Settlement Practices regulations, after a homeowner files a claim, within how many calendar days must the insurer ordinarily acknowledge receipt of the claim?
Explanation
California's Fair Claims Settlement Practices regulation (10 C.C.R. §2695.5) generally requires the insurer to acknowledge receipt of the claim within 15 calendar days, provide necessary forms and instructions, and begin any required investigation. A separate provision requires the insurer to accept or deny the claim within 40 days after receiving proof of claim, subject to certain extensions.
Law Reference: Cal. Code Regs. tit. 10 §2695.4 (Fair Claims Settlement Practices)This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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