Workers' compensation in California is best described as which type of system?
a.A no-fault, statutory system where employees give up the right to sue in exchange for guaranteed benefits
b.A voluntary benefit system that employers may offer at their discretion
c.A federally administered benefit program funded by payroll deductions
d.A fault-based tort system that requires employees to prove negligence
Explanation
California workers' compensation is a no-fault, statutory exclusive-remedy system. The injured worker does not need to prove the employer was negligent, and in turn the worker generally cannot sue the employer in tort for a work injury. The trade-off is automatic, defined benefits regardless of who was at fault.
Law Reference: Cal. Labor Code §3600This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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Related questions on this topic
- Under California Labor Code §3700, which employers are required to carry workers' compensation insurance?
- The standard Workers' Compensation and Employers Liability policy is divided into two main coverage parts. What does each part cover?
- What is a possible penalty when a California employer is found operating without required workers' compensation coverage?
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