Workers' CompensationQuestion 204 of 215

What is the California minimum limit typically required for Part Two — Employers Liability coverage?

a.$100,000 each accident / $100,000 disease policy limit / $100,000 disease each employee
b.$500,000 / $500,000 / $500,000
c.$1,000,000 / $1,000,000 / $1,000,000
d.$2,000,000 / $2,000,000 / $2,000,000

Explanation

Part Two — Employers Liability is sold with three separate limits: bodily injury by accident (each accident), bodily injury by disease (policy aggregate), and bodily injury by disease (each employee). The California minimum customarily written is $1,000,000 for each of the three categories, often shown as 1M/1M/1M.

Law Reference: Standard WC Policy Part Two — California Minimums

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