California Insurance Code & EthicsQuestion 58 of 21590% of test-takers answer this correctly

After a declared wildfire emergency, California law restricts an insurer from cancelling or non-renewing a residential property policy in the affected ZIP code for what period?

a.30 days
b.5 years
c.6 months
d.1 year following the declaration

Explanation

Section 675.1 and §677.2 prohibit cancellation or non-renewal solely because a covered property is in a declared wildfire emergency area for one year after the emergency declaration. Six months, 30 days, and 5 years are not the statutory moratorium.

Law Reference: Cal. Ins. Code §677.2

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