After a declared wildfire emergency, California law restricts an insurer from canceling or non-renewing a residential property policy in the affected ZIP code for what period?
a.30 days
b.5 years
c.6 months following the date the policy was last renewed
d.1 year following the declaration
Explanation
Section 675.1 and §677.2 prohibit cancellation or non-renewal solely because a covered property is in a declared wildfire emergency area for one year after the emergency declaration. Six months, 30 days, and 5 years are not the statutory moratorium.
Law Reference: Cal. Ins. Code §677.2This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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