California Insurance Code & EthicsQuestion 58 of 215
After a declared wildfire emergency, California law restricts an insurer from cancelling or non-renewing a residential property policy in the affected ZIP code for what period?
a.6 months
b.1 year following the declaration
c.30 days
d.5 years
Explanation
Section 675.1 and §677.2 prohibit cancellation or non-renewal solely because a covered property is in a declared wildfire emergency area for one year after the emergency declaration. Six months, 30 days, and 5 years are not the statutory moratorium.
Law Reference: Cal. Ins. Code §677.2Practice all 215 questions free — no signup required.
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