California-Specific RulesQuestion 67 of 53150% of test-takers get this one wrong

How many days written notice must a California private passenger auto insurer give before non-renewing a policy?

a.60 days
b.90 days
c.30 days
d.120 days

Explanation

At least 30 days, under §663(a)(2). The cited §662 is the wrong section entirely: it governs cancellation — 20 days, or 10 for non-payment — and §662(b) says in as many words, "This section shall not apply to nonrenewal." There is no 60-day auto non-renewal period in California law, and no statutory ceiling either. If the insurer gives neither an offer of renewal nor a notice of non-renewal, §663(c) keeps the existing policy in force on the same terms for 30 days from the date the notice is finally delivered.

Law Reference: Cal. Ins. Code §663(a)(2)

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