Under the standard ISO Commercial General Liability (CGL) form CG 00 01, Coverage A pays sums the insured becomes legally obligated to pay as damages because of:
Explanation
The standard CGL has three coverages. Coverage A pays for BODILY INJURY and PROPERTY DAMAGE caused by an OCCURRENCE during the policy period in the coverage territory. Coverage B addresses Personal and Advertising Injury (libel, slander, etc.). Coverage C is Medical Payments paid without regard to fault. Pollution is generally excluded under Coverage A subject to limited exceptions.
Law Reference: ISO Commercial General Liability Coverage Form (CG 00 01) – Coverage AThis topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
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