Casualty & LiabilityQuestion 77 of 215
Under the standard ISO Commercial General Liability (CGL) form CG 00 01, Coverage A pays sums the insured becomes legally obligated to pay as damages because of:
a.Personal and advertising injury, such as libel or slander
b.Medical payments without regard to fault
c.Bodily injury and property damage caused by an occurrence
d.Pollution arising from the named insured's premises
Explanation
The standard CGL has three coverages. Coverage A pays for BODILY INJURY and PROPERTY DAMAGE caused by an OCCURRENCE during the policy period in the coverage territory. Coverage B addresses Personal and Advertising Injury (libel, slander, etc.). Coverage C is Medical Payments paid without regard to fault. Pollution is generally excluded under Coverage A subject to limited exceptions.
Law Reference: ISO Commercial General Liability Coverage Form (CG 00 01) – Coverage APractice all 215 questions free — no signup required.
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