Kiến thức vay thế chấp chungCâu 100 / 400
A borrower earns $8,000 gross per month. PITI is $2,000, and other monthly debts total $800 (car $400, cards $200, student loan $200). What is the back-end DTI?
a.25%
b.28%
c.30%
d.35%
Giải thích
Back-end DTI = (PITI + other debts) / income = ($2,000 + $800) / $8,000 = 35%. 25% is the front-end ratio (2,000/8,000); the others omit part of the debt.
Luyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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