Kiến thức vay thế chấp chungCâu 123 / 400
A $700,000 loan is at or below the baseline conforming limit and meets underwriting guidelines. Which entities can purchase it on the secondary market?
a.Only the FHA
b.Only Ginnie Mae
c.Fannie Mae and Freddie Mac
d.No secondary buyers
Giải thích
Conforming loans that meet the limit and guidelines are eligible for purchase by Fannie Mae and Freddie Mac. FHA insures but does not buy loans, Ginnie Mae securitizes government loans, and secondary buyers do exist for conforming loans.
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