Kiến thức vay thế chấp chungCâu 174 / 400
When a borrower uses gift funds for a down payment, the lender typically requires:
a.Nothing, gifts are never allowed
b.A gift letter stating the funds are not a loan
c.Repayment within one year
d.That the donor co-sign the loan
Giải thích
Lenders generally allow gift funds from eligible donors but require a gift letter confirming the money need not be repaid, plus documentation of the transfer. Gifts are permitted, need not be repaid, and the donor is not required to co-sign.
Luyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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