Hoạt động cấp khoản vayCâu 185 / 400
Before the consumer has received the Loan Estimate and communicated intent to proceed, the creditor may collect which fee?
a.A loan application fee
b.An appraisal fee
c.A processing fee
d.A bona fide and reasonable fee for obtaining the consumer's credit report
Giải thích
The only fee a creditor may collect before the consumer receives the LE and indicates intent to proceed is a bona fide and reasonable charge for obtaining the consumer's credit report. All other fees must wait until intent to proceed is communicated.
Trích dẫn luật: TRIDLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- The consumer must receive the Closing Disclosure at least how long before consummation?
- For the Closing Disclosure's three-business-day waiting period, 'business day' is defined as:
- For counting the three days to deliver the Loan Estimate, 'business day' means:
- Which of the following qualifies as the consumer's 'intent to proceed' with the transaction?
- When a valid changed circumstance justifies a revised Loan Estimate, the creditor must deliver or mail it within how many business days of receiving information sufficient to establish the change?
- A revised Loan Estimate must be received by the consumer no later than how many business days before consummation?
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