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A new three-business-day waiting period after the Closing Disclosure is required in all of the following EXCEPT:
a.The APR becomes inaccurate (increases beyond tolerance)
b.A prepayment penalty is added
c.The loan product changes
d.The consumer's homeowners insurance premium decreases by $20
Giải thích
The three events that trigger a new three-business-day waiting period are an inaccurate APR, the addition of a prepayment penalty, and a change in the loan product. A small decrease in the homeowners insurance premium is not one of them, so no new waiting period is required.
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Câu hỏi liên quan cùng chủ đề
- Transfer taxes disclosed on the Loan Estimate are subject to which tolerance?
- After the Closing Disclosure is issued, which change requires a new three-business-day waiting period before consummation?
- Which post-CD change does NOT trigger a new three-business-day waiting period?
- If the Closing Disclosure is placed in the mail, when is the consumer presumed to have received it (absent evidence of earlier receipt)?
- Which of the following is disclosed on the Loan Estimate?
- The primary purpose of the Loan Estimate is to:
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