Hoạt động cấp khoản vayCâu 203 / 400
Before intent to proceed, the fee a creditor charges to obtain the credit report must be:
a.Any amount the creditor chooses
b.Bona fide and reasonable in amount
c.At least $500
d.Waived entirely
Giải thích
The credit-report fee is the only fee that may be collected before intent to proceed, and it must be bona fide and reasonable in amount. It cannot be inflated as a way to collect other costs early.
Trích dẫn luật: TRIDLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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