Hoạt động cấp khoản vayCâu 244 / 400
During underwriting, a DU finding lists 'Approve/Eligible' but includes verification messages. What do these messages require?
a.That the loan be denied because messages appeared
b.That the listed documentation and conditions be obtained and verified to support the finding
c.That the borrower re-apply from scratch
d.That the interest rate be increased
Giải thích
An 'Approve/Eligible' DU finding still lists verification messages and conditions that the file must document, such as income, assets, and credit items. Satisfying these supports the recommendation. Messages do not mean denial or require re-application.
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