Hoạt động cấp khoản vayCâu 250 / 400
Under RESPA Section 8, a title company offers a loan originator a cash payment for each referral of settlement business. This arrangement is:
a.Permitted if disclosed orally
b.Permitted if under $500
c.Permitted if the borrower consents
d.A prohibited kickback for referrals of settlement service business
Giải thích
RESPA Section 8 prohibits giving or receiving any fee, kickback, or thing of value for the referral of settlement service business on federally related mortgage loans. Such payments are illegal regardless of amount, disclosure, or borrower consent.
Trích dẫn luật: Real Estate Settlement Procedures Act (RESPA)Luyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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