Hoạt động cấp khoản vayCâu 260 / 400
A processor orders a verification of employment (VOE) but the borrower started a new job last week. What additional step is most appropriate?
a.Cancel the loan because the borrower is newly employed
b.Document the prior two-year employment history and, if needed, verify the offer/start of new employment
c.Ignore the new job entirely
d.Require the borrower to quit and return to the old job
Giải thích
Underwriting evaluates a two-year employment history to gauge stability. A recent job change is acceptable when the prior history is documented and the new employment is verified, often via an offer letter and a verbal or written VOE. New employment alone does not require denial.
Luyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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