A lender structures a product so consumers cannot reasonably protect their own interests and takes unreasonable advantage of their lack of understanding. This best fits which UDAAP category?

Giải thích

An 'abusive' act materially interferes with a consumer's ability to understand a term or takes unreasonable advantage of a consumer's lack of understanding or inability to protect their interests. 'Unfair' focuses on substantial unavoidable injury and 'deceptive' on misleading statements; describing it as mere aggressive sales ignores that it is specifically prohibited conduct.