Đạo đứcCâu 312 / 400
Repeatedly refinancing a borrower's loan primarily to generate new fees, with little or no net benefit to the borrower, is a predatory practice known as:
a.Steering
b.Redlining
c.Loan flipping (equity stripping)
d.Table funding
Giải thích
Loan flipping is repeatedly refinancing to generate fees while stripping equity and providing no real benefit to the borrower. Steering pushes a borrower into worse terms for compensation, redlining denies credit by geography, and table funding is a neutral funding arrangement.
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