Đạo đứcCâu 327 / 400
Which arrangement would MOST likely violate the Loan Originator Compensation Rule?
a.Paying a loan officer a flat salary regardless of loan terms
b.Paying a loan officer a larger bonus specifically for closing loans at higher interest rates
c.Paying a loan officer based on the number of loans closed
d.Paying a loan officer an hourly wage
Giải thích
Tying a bonus to closing loans at higher interest rates bases compensation on a loan term, which the rule prohibits. A flat salary, pay per number of loans, and an hourly wage do not vary with the terms of individual loans and are permissible.
Trích dẫn luật: Loan Originator Compensation RuleLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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