Đạo đứcCâu 336 / 400
A borrower qualifies for both a lower-cost conventional loan and a higher-cost product that pays the originator more. Ethically, the originator should:
a.Always sell the product that pays the most
b.Hide the conventional option
c.Present the options honestly and not steer the borrower into the costlier loan for personal gain
d.Refuse to discuss costs
Giải thích
Ethical practice requires presenting options honestly and not steering a borrower into a costlier loan just to increase the originator's pay. Always selling the highest-paying product, hiding the cheaper option, or refusing to discuss costs all breach the duty of fair dealing and may violate steering rules.
Trích dẫn luật: Ethical duty / suitabilityLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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