Nội dung tiểu bang thống nhất (SAFE)Câu 363 / 400
Which of the following is a required element of the criminal background review for a state MLO license applicant?
a.The applicant must never have received a parking ticket
b.The applicant must submit a personal reference letter in place of fingerprints
c.The applicant must submit fingerprints for a criminal history background check, and cannot have certain felony convictions within the disqualifying period
d.The applicant must have a college degree in finance
Giải thích
Applicants must submit fingerprints so NMLS can obtain a criminal history background check. The SAFE Act permanently bars anyone convicted of a felony involving fraud, dishonesty, breach of trust, or money laundering, and bars applicants with any felony in the seven years preceding application. Minor infractions and degrees are not the standard.
Trích dẫn luật: SAFE ActLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Under the SAFE Act, how many hours of NMLS-approved pre-licensing education must an applicant complete to qualify for a state MLO license?
- To pass the NMLS SAFE MLO Test, a candidate must achieve a score of at least:
- How many hours of NMLS-approved continuing education (CE) must a state-licensed MLO complete each year to maintain the license?
- Maria was convicted of a felony involving fraud and money laundering six years ago. Under the SAFE Act, her eligibility for a state MLO license is:
- Under the SAFE Act, which factor may a state consider when reviewing an MLO applicant's financial responsibility?
- Why does the SAFE Act require state-licensed MLOs or their employers to maintain a surety bond?
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