Nội dung tiểu bang thống nhất (SAFE)Câu 384 / 400
An MLO places a radio advertisement for mortgage services. Under the SAFE Act, what must the advertisement include regarding the unique identifier?
a.The identifier of the borrower who will receive the loan
b.Only the company's mailing address, not any identifier
c.The identifier is never required in advertising, only in loan applications
d.The MLO's NMLS unique identifier, so consumers can verify the MLO's licensing status
Giải thích
The SAFE Act's unique-identifier requirements extend to advertisements and solicitations. An MLO's NMLS unique identifier must be included so that consumers can look up the MLO's licensing status. Advertising a mortgage without the required identifier can constitute a violation.
Trích dẫn luật: SAFE ActLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- An MLO who lets a license lapse and then reinstates it late must generally satisfy which continuing-education condition?
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Đội Ngũ Biên Tập PrepPass · Đối chiếu với NMLS SAFE Mortgage Loan Originator National Test · Quy trình kiểm tra