Nội dung tiểu bang thống nhất (SAFE)Câu 392 / 400
Which of the following would most likely be considered prohibited conduct subject to disciplinary action under the SAFE Act?
a.Referring a borrower to a licensed real estate agent
b.Disclosing all fees the borrower will pay at closing
c.Recommending that the borrower shop and compare multiple loan offers
d.Instructing a borrower to falsify income information on a loan application
Giải thích
Instructing or helping a borrower to falsify information on a loan application is fraud and a clear violation subject to disciplinary action. The other choices, such as referrals, full fee disclosure, and encouraging comparison shopping, are legitimate, consumer-friendly practices.
Trích dẫn luật: SAFE ActLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Which federal agency was given rulemaking authority over the SAFE Act after passage of the Dodd-Frank Act?
- A licensed MLO in State A wishes to originate loans for borrowers purchasing homes in State B. Under the SAFE Act, the MLO must:
- Under the SAFE Act, an MLO must report certain changes to NMLS, such as a new criminal charge or a change of address, in order to:
- The pre-licensing education requirement under the SAFE Act must be completed through:
- Which of the following individuals is acting as a mortgage loan originator and would generally need to be licensed or registered?
- What is the purpose of requiring MLOs to disclose their unique identifier to consumers?
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