Luật vay thế chấp liên bangCâu 4 / 400
A mortgage broker refers borrowers to a specific title company and, in exchange, receives $50 for each referral. Under RESPA, this arrangement is:
a.A prohibited kickback for the referral of settlement service business
b.Permitted because the fee is under $100
c.Permitted if disclosed on the Closing Disclosure
d.Permitted because title services are exempt from RESPA
Giải thích
Section 8 of RESPA prohibits giving or accepting any fee, kickback, or thing of value for the referral of settlement service business involving a federally related mortgage loan. There is no dollar-amount safe harbor, and disclosure does not cure an illegal kickback. Title services are settlement services covered by RESPA.
Trích dẫn luật: RESPA / Regulation XLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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