Nội dung tiểu bang thống nhất (SAFE)Câu 400 / 400
Which of the following statements about the SAFE Act's unique identifier is correct?
a.Every MLO at a company shares one identifier for the whole office
b.The identifier changes each year at renewal
c.The identifier is confidential and cannot be given to consumers
d.Each MLO receives their own permanent identifier, and companies and branches receive separate identifiers of their own
Giải thích
NMLS assigns unique identifiers at the individual, company, and branch levels. An individual MLO's identifier is permanent and personal, staying with them across employers, states, and renewals. It is public information meant to be shared with consumers, not a shared or confidential number.
Trích dẫn luật: SAFE ActLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Which of the following individuals is acting as a mortgage loan originator and would generally need to be licensed or registered?
- What is the purpose of requiring MLOs to disclose their unique identifier to consumers?
- A regulator issues a cease-and-desist order against an MLO. What does this order require the MLO to do?
- How does the surety bond amount for a state-licensed MLO or company typically vary?
- If a state fails to enact a licensing system that meets the SAFE Act's minimum standards, what does the Act authorize?
- An MLO's license is revoked in one state due to fraud. Because of the NMLS unique identifier and shared system, what is the likely effect in other states?
Cập nhật gần nhất: · quy trình kiểm tra
Đội Ngũ Biên Tập PrepPass · Đối chiếu với NMLS SAFE Mortgage Loan Originator National Test · Quy trình kiểm tra