Luật vay thế chấp liên bangCâu 52 / 400
After detecting activity that appears suspicious, within how many calendar days must a covered mortgage company generally file a Suspicious Activity Report?
a.Within 10 calendar days
b.Within 30 calendar days
c.Within 90 calendar days
d.Within 180 calendar days
Giải thích
FinCEN rules generally require a SAR to be filed no later than 30 calendar days after the date the company initially detects facts that may constitute a basis for filing. If no suspect is identified, the deadline may be extended an additional 30 days, but never beyond 60 days total.
Trích dẫn luật: Bank Secrecy Act / Anti-Money Laundering (FinCEN rules)Luyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Under Regulation N (Mortgage Acts and Practices Advertising Rule), which of the following mortgage advertising claims would be prohibited?
- Under TRID, if a lender delivers the Closing Disclosure by mail rather than in person or electronically with confirmed receipt, when is the borrower presumed to have received it for purposes of the 3-business-day waiting period?
- A residential mortgage loan originator notices a borrower structuring a large cash down payment into several deposits just under the reporting threshold. Under the Bank Secrecy Act, where must the company file a report of this suspicious activity?
- A borrower asks a loan officer directly whether the company filed a Suspicious Activity Report about his transaction. What is the loan officer permitted to do under the Bank Secrecy Act?
- A Currency Transaction Report (CTR) under the Bank Secrecy Act must generally be filed when a person conducts currency transactions exceeding what amount in a single business day?
- Which of the following is a required 'pillar' of an anti-money laundering compliance program for a covered non-bank mortgage lender?
Cập nhật gần nhất: · quy trình kiểm tra
Đội Ngũ Biên Tập PrepPass · Đối chiếu với NMLS SAFE Mortgage Loan Originator National Test · Quy trình kiểm tra