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Which of the following is permitted under appraisal independence rules?
a.Selecting an appraiser because the originator knows he will 'hit' the value
b.Asking an appraiser to consider additional comparable sales and correct factual errors
c.Withholding payment until the appraiser raises the value
d.Promising future business if the value comes in high
Giải thích
Appraisal independence rules do not prohibit legitimate steps such as asking an appraiser to consider additional appropriate comparable properties, correct factual errors, or provide further support for the valuation. What is banned is coercion, value targeting, and conditioning pay or future work on a particular result. Choosing an appraiser for his tendency to hit values is prohibited.
Trích dẫn luật: Appraisal Independence Requirements (TILA / Reg Z 1026.42)Luyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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