Laws & AgencyCâu 31 / 120
A lender's refusal to make loans in certain geographic areas regardless of an applicant's qualifications is known as:
a.Redlining
b.Steering
c.Blockbusting
d.Novation
Giải thích
Redlining is the discriminatory denial of loans or insurance in specific neighborhoods, often based on the racial composition of the area. California's Holden Act specifically prohibits this practice by financial institutions. It illegally restricts access to credit and housing.
Trích dẫn luật: CA Government CodeLuyện miễn phí toàn bộ 120 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- An agent tells a buyer, 'This is the best house on the block.' This statement is generally considered:
- Directing prospective buyers toward or away from certain neighborhoods based on their race is the illegal practice of:
- Inducing homeowners to sell by warning that members of a protected class are moving into the neighborhood is the illegal practice of:
- An agency relationship in real estate is most commonly created by:
- A seller's agent who learns of a serious foundation defect must:
- A buyer's agent owes fiduciary duties primarily to the:
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Đội Ngũ Biên Tập PrepPass · Đối chiếu với California DRE Real Estate Salesperson License Exam · Quy trình kiểm tra