License Law & RulesCâu 47 / 120
Which practice involves a lender refusing to lend or offering worse terms in specific geographic areas, often correlated with protected classes?
a.Steering
b.Puffing
c.Redlining
d.Novation
Giải thích
Redlining is the discriminatory practice of denying or pricing loans and services unfavorably based on the location of a property, often tied to the racial makeup of a neighborhood. It is prohibited under fair housing and fair lending laws. Steering and blockbusting are related discriminatory practices carried out by others.
Luyện miễn phí toàn bộ 120 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Which of the following best describes a 'designated sales associate' arrangement permitted in Florida?
- Advertising by a Florida licensee must generally:
- A broker who improperly takes and uses a client's escrow money for the broker's own purposes has committed:
- The federal Fair Housing Act prohibits discrimination in housing based on all of the following protected classes EXCEPT:
- 'Steering' under fair housing law refers to:
- If a Florida sales associate wants their license to remain active, they generally must:
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