Recommendations & StrategiesCâu 42 / 100
A retired client living on a fixed income needs current cash flow and capital preservation. Which recommendation best fits this profile?
a.A laddered portfolio of high-quality bonds and dividend-paying stocks
b.A concentrated position in a single speculative small-cap stock
c.Leveraged index options
d.A private, illiquid venture fund
Giải thích
A retiree needing income and preservation is well served by high-quality bonds laddered to manage reinvestment risk plus dividend-paying equities for some inflation protection. Speculative, leveraged, or illiquid holdings conflict with income and preservation goals. Matching investments to the profile is the core of suitability.
Luyện miễn phí toàn bộ 100 câu hỏi — không cần đăng ký.
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