Recommendations & StrategiesCâu 53 / 100
A client contributes to a Roth IRA. Which statement is correct?
a.Contributions are tax-deductible and withdrawals are always taxed
b.Earnings are taxed annually
c.Required minimum distributions begin at age 59.5
d.Contributions are made with after-tax dollars, and qualified distributions are tax-free
Giải thích
Roth IRA contributions are made with after-tax dollars, so qualified distributions of both contributions and earnings are tax-free. There are no lifetime required minimum distributions for the original owner. This makes Roths attractive for investors expecting higher future tax rates.
Luyện miễn phí toàn bộ 100 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- A client's investment policy calls for rebalancing when any asset class drifts more than five percentage points from target. Equities have risen sharply, pushing the equity weight above the band. The adviser should:
- Dollar-cost averaging involves:
- Diversification across uncorrelated asset classes primarily reduces which type of risk?
- A married couple wants to pass assets to heirs while minimizing estate tax and retaining some control. An appropriate estate-planning tool to discuss is:
- A client asks about the tax treatment of qualified dividends. Qualified dividends are generally:
- When determining suitability, the FIRST and most fundamental step is to:
Cập nhật gần nhất: · quy trình kiểm tra
Đội Ngũ Biên Tập PrepPass · Đối chiếu với NASAA Series 66 Uniform Combined State Law Exam · Quy trình kiểm tra