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An ABLE account is designed primarily to:
a.Let eligible individuals with disabilities save tax-advantaged funds for disability expenses without losing certain benefits
b.Provide tax-free retirement income to any worker over age 50
c.Fund private K-12 tuition for any family regardless of income
d.Replace an employer 401(k) for self-employed persons
Giải thích
An ABLE (Achieving a Better Life Experience) account lets eligible individuals whose disability began before a set age save and invest money that grows tax-deferred, with tax-free withdrawals for qualified disability expenses. Balances up to a threshold do not disqualify the beneficiary from means-tested benefits such as Medicaid or SSI.
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