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Parents want a tax-advantaged account to save for their child's future college tuition, with tax-free withdrawals for qualified education costs. The most appropriate choice is:
a.An ABLE account
b.A negotiable CD
c.A commercial paper program
d.A 529 college savings plan
Giải thích
A 529 plan is designed specifically for education savings, offering tax-deferred growth and tax-free withdrawals for qualified education expenses. An ABLE account is for disability-related expenses, not general college saving, and money-market instruments like CDs or commercial paper provide no education-specific tax benefit. The 529 best fits the stated goal.
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