An investor in a structured note linked to a stock index should understand that, even if the index rises, the investor can still lose money if:

Giải thích

A structured note is an obligation of the issuing financial institution, so its promised payoff depends on that issuer remaining solvent. If the issuer becomes insolvent, the investor is a general creditor and may lose principal regardless of how the linked index performed. This issuer credit risk is a key, sometimes overlooked, feature of structured products.