Giao dịch, Tài khoản & Hành vi cấmCâu 275 / 398
A grandparent wants to make an irrevocable gift of securities to a 10-year-old grandchild, with an adult managing the assets until the child comes of age. Which account best fits?
a.An UGMA/UTMA custodial account
b.A corporate account
c.A Roth IRA in the grandparent's name
d.A tenants-in-common account with the child
Giải thích
An UGMA/UTMA custodial account is designed for an irrevocable gift to a minor, managed by a custodian until the minor reaches the age of majority. The child cannot open a Roth IRA without earned income, and a corporate account is unrelated.
Trích dẫn luật: Uniform Transfers to Minors ActLuyện miễn phí toàn bộ 398 câu hỏi — không cần đăng ký.
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