Giao dịch, Tài khoản & Hành vi cấmCâu 280 / 398
A representative, worried about losing a client, promises in writing to personally reimburse any losses in the client's account. This is:
a.Allowed, because it protects the customer
b.Allowed if the branch manager verbally agrees
c.Prohibited, because a representative may not guarantee a customer against loss or share in losses improperly
d.Required whenever a customer complains
Giải thích
Guaranteeing a customer against loss, or improperly sharing in a customer's account, is prohibited. Representatives may not promise to cover losses; doing so misrepresents the nature of investing and violates FINRA rules.
Trích dẫn luật: FINRA Rule 2150Luyện miễn phí toàn bộ 398 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- A trustee opens an account for a trust that requires conservative, income-oriented investing. The representative recommends a highly speculative penny stock. What is the core problem?
- During account opening, a firm cannot verify a new customer's identity using the information provided and has no reasonable belief it knows the customer's true identity. Under CIP, what should the firm generally do?
- Broker-dealers are required to establish, maintain, and enforce written policies to prevent the misuse of material nonpublic information. These are commonly called:
- Under FINRA rules, a registered representative may generally share in the profits or losses of a customer's account only if:
- A representative asks a wealthy client for a personal loan to cover his own expenses. Under FINRA rules, this is:
- A customer asks to open an account identified only by a number to keep the account owner's identity secret from the firm. Is this permissible?
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