A negotiable certificate of deposit (jumbo CD) issued by a bank differs from a traditional retail CD mainly because it:

a.Is always insured in full regardless of amount
b.Pays no interest
c.Must be held to maturity and cannot be transferred
d.Can be traded in the secondary market before maturity

Giải thích

A negotiable (jumbo) CD is issued in large denominations and can be bought and sold in the secondary market before maturity, giving it liquidity. Amounts above the insurance limit are not fully insured, it does pay interest, and its negotiability is the opposite of a non-transferable retail CD.

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