A registered representative recommends that a client invest $24,000, an amount just under a $25,000 breakpoint, so the transaction avoids reduced sales charges. This practice is known as:

Giải thích

Breakpoint selling is the unethical practice of recommending a purchase just below a breakpoint threshold to earn a higher sales charge, depriving the client of a discount. It is a violation of FINRA rules. Rights of accumulation and combination privileges, by contrast, are legitimate ways to reach breakpoints.